There is a large community of medical professionals in Houston. In the Texas Medical Center alone there are 4 medical schools, 21 hospitals, and over 20,000 doctors in residence, practicing physicians, dentists, and other advanced degreed professionals. Many are ready to buy a home, but are unaware of some unique benefits. For example, there are lenders with unique mortgage products tailored to meet their needs and make it easier to qualify for a home loan.
Lenders understand your student loan debt—and your ability to pay it off quickly, so those hefty student loans are not factored into debt ratios.
If you are looking to find a home before your practice begins, all you need to provide is your job offer letter and one of my preferred lenders can finance. We'll help you close on your home before your job even starts. (Job must start up to 60 days after closing)
Depending on how long you plan to be in Houston, you can choose from fixed- or adjustable-rate loans.
Put as little as 5% down on mortgages up to $1 million.
Some preferred lenders offer zero origination fees, saving you money.
In your residency? I can help you too.
In the medical profession? Contact me to learn more; I have placed individuals and families working with Memorial Hermann, MD Anderson, Houston Methodist, Baylor College of Medicine, and I am here to help you.